ACIWACI Worldwide, Inc.
ACI Worldwide, Inc. (ACIW) provides payment processing and fraud detection solutions for financial institutions and merchants. The company’s next catalyst is Nov 9, 2026 — Q3 2026 Earnings Release, which will test the business’s ability to sustain revenue growth and deliver on its 2026 guidance.
- Revenue grew 10.4% YoY to $1.74B in the latest period.
- Free cash flow reached $503.44M in the trailing twelve months.
- Net margin stood at 10.0%, with debt-to-equity at 0.57x.
The Read
7% on strong 2025 revenue growth and positive 2026 guidance, then stalled on activist review delays despite operational gains, dropped about 7.
The schedule
- Mon9Nov
This earnings release will test the company's ability to meet or exceed expectations in Q3, particularly in light of recent macroeconomic headwinds and supply chain volatility. The outcome will be critical for assessing the company's P&L performance, product mix, and cash flow generation.
- Tue9Feb
This earnings release will provide further clarity on the company's performance in the fourth quarter, particularly in terms of revenue growth, cost management, and strategic initiatives. The outcome will be crucial for assessing the company's long-term trajectory.
- Thu6May
This earnings release will provide further insight into the company's performance in the first quarter of 2027, particularly in terms of revenue growth, cost management, and strategic initiatives. The outcome will be crucial for assessing the company's long-term trajectory.
- Thu5Aug
This earnings release will provide further insight into the company's performance in the second quarter of 2027, particularly in terms of revenue growth, cost management, and strategic initiatives. The outcome will be crucial for assessing the company's long-term trajectory.
Past
- Thu21May
Actual outcome: Mixed · $42.35 at outcome
ACI Worldwide reported Q2 2026 EPS of $0.38, exactly meeting analyst estimates, alongside an announced partnership extension with UBX Tanzania. With earnings coming in line with expectations and no major surprises regarding margin compression or real-time payments volume, the market reaction was muted. Consequently, the stock remained flat as investors digested the neutral results.
- Thu7May
Actual outcome: Bear · $41.66 at outcome
ACI Worldwide reported Q1 2026 earnings that met EPS estimates, while also raising full-year guidance and highlighting 39% growth in new ARR bookings. Despite these positive headline metrics and strong segment growth, the stock fell 8.5% to the bear floor, as the results and SaaS transition details failed to satisfy elevated market expectations, leading to a post-earnings sell-off.
- Fri20Mar
Actual outcome: Bull · $43.22 at outcome
While ACI Worldwide demonstrated strong operational momentum with its real-time payments expansion in Colombia, the anticipated update on the strategic review and asset divestitures failed to materialize with a definitive timeline. This lack of clarity on the activist-driven cost-optimization plan, combined with a Zacks 'Strong Sell' rating, offset the positive fundamental news and left the stock trading flat, well below the bull target.
- Thu26Feb
Actual outcome: Bull · $41.41 at outcome
Despite mixed headline earnings figures, ACI Worldwide reported strong double-digit revenue growth for the full year 2025. The stock rallied as the company provided a positive full-year 2026 outlook for revenue and adjusted EBITDA, signaling continued business momentum that overshadowed any bottom-line misses.
