AIZAssurant, Inc.
Assurant, Inc. (AIZ) sells insurance and financial services for mobile devices, home electronics, and personal loans, with a focus on global markets. The next catalyst is Sep 28, 2026 — Assurant Inc. stock underperforms, which will test the company’s ability to sustain momentum after a mixed Q4 2025 performance.
- Assurant’s business is built on recurring revenue from device financing and insurance, with a growing emphasis on digital-first solutions.
- The company operates in a fragmented, capital-light sector, but its scale and geographic reach offer some pricing power.
- AIZ’s debt-to-equity ratio of 0.34x suggests a relatively conservative capital structure, though its free cash flow of $2.33B TTM is a key driver of shareholder returns.
The Read
1% after a Q4 2025 EPS and revenue beat failed to meet elevated 2026 guidance expectations, but then gained about 10.
The schedule
- Thu5Nov
This earnings print will test the company's ability to maintain margins and manage exposure to rising interest rates, with a focus on its insurance and financial services segments. The outcome will reflect the impact of the recent Fed rate hike and the broader macroeconomic environment.
- Tue9Feb
- Thu6May
- Thu5Aug
Past
- Mon28Sep
This event will test the market's perception of the company's ability to navigate macroeconomic headwinds, particularly in its insurance and financial services segments. The underperformance may reflect broader sector concerns.
- Thu6Aug
Actual outcome: Bull · $281.41 at outcome
Assurant reported Q2 earnings of $5.51 per share, matching the estimate, with strong growth in Global Lifestyle and Global Housing businesses. The company raised its full-year outlook, citing program expansion and improved operating performance, which supported the stock's rally toward the bull target.
Q2 2026 earnings announcement focusing on Global Lifestyle growth and Global Housing margins.
- Thu7May
Actual outcome: Bull · $256.25 at outcome
Assurant delivered record Q1 results, topping revenue and earnings estimates driven by solid performance in its Global Lifestyle and Global Housing segments, alongside strong investment income. The company also increased its full-year outlook based on these results. Despite the fundamental beat and raised guidance, the stock remained flat as shares consolidated near 52-week highs.
- Thu19Feb
Actual outcome: Bear · $217.48 at outcome
Assurant reported a Q4 EPS beat ($5.61 vs $5.55) and revenue beat, reflecting strong segment performance and higher adjusted EBITDA. However, the stock sold off sharply, falling below the bear floor of $220.00 to $217.25. This indicates that the crucial 2026 full-year EPS guidance or overall outlook failed to meet the high expectations required to justify the premium valuation, resulting in a bearish outcome despite the headline Q4 beat.
