ALRSAlerus Financial Corporation
The Read
5% on earnings, with strong beats and positive management framing on balance sheet repositioning and improved asset quality driving outsized rallies.
The schedule
- Fri2Oct
Alerus Financial Shares Rise After Piper Sandler Upgrade
- Wed7Oct
Piper Sandler upgrades Alerus Financial stock rating on growth outlook By Inves…
- Wed28Oct
ALERUS FINANCIAL CORP (ALRS) - UpTo Event Calendar
- Wed28Oct
This earnings print will test the company's ability to maintain NIM and deposit growth amid a tightening rate environment. The outcome will be critical for P&L and cash flow visibility, especially with the Fed Funds Rate at 3.75% and the 10Y-2Y spread at 0.45%.
- Fri15Jan
This event will test the company's capital management and dividend sustainability, especially with the recent stock price near the 52-week low.
- Tue9Feb
The Q4 earnings release will be a critical test of the company's ability to maintain NIM and deposit growth in a slowing economic environment.
- Fri30Apr
The Q1 2027 earnings release will be a key test of the company's ability to maintain NIM and deposit growth in a slowing economic environment.
- Tue3Aug
Past
- Tue15Sep
Actual outcome: Bull · $32.56 at outcome
The stock closed above the bull target of $30.50, reflecting strong investor confidence in the sector-wide stress test results and positive Fed guidance. Despite a short-term dip, the overall price action confirmed the bull case, driven by reassurance on regional bank capital resilience and improved outlook for commercial real estate lending.
Industry-wide review of commercial real estate exposures and implications for regional bank capital levels.
- Tue4Aug
Actual outcome: Bull · $33.53 at outcome
Alerus Financial reported Q2 2026 earnings per share of $0.81, slightly beating estimates of $0.80. The results included net interest margin expansion, fee-income growth, and improved credit quality, which reinforced the company's financial health. Despite a minor price decline immediately after the earnings release, the stock rebounded and closed above the bull target of $32.50, reflecting positive market sentiment toward the strong performance and strategic outlook.
Market assessment of Q2 performance against a lofty valuation and technical overextension.
- Wed17Jun
Actual outcome: Mixed · $29.37 at outcome
Although ALRS initially traded flat immediately following the FOMC meeting, the stock subsequently rallied to a new 52-week high and surpassed the $31.00 bull target. The market's positive assimilation of the Fed's rate policy guidance supported optimism around the bank's post-repositioning net interest margin trajectory, driving the delayed but strong upward momentum.
Market assimilation of the FOMC rate decision and its immediate impact on ALRS's post-repositioning net interest margin trajectory.
- Fri1May
Actual outcome: Bull · $25.75 at outcome
Alerus Financial delivered a clean Q1 2026 report with EPS of -$1.28 meeting analyst estimates, confirming that the Q4 2025 balance-sheet repositioning successfully stabilized the company's financial profile. Investors responded to the lack of further margin compression and steady credit signals, pushing the stock toward the $26.00 bull target as the post-repositioning recovery thesis remained intact.
Q1 2026 results on 2026-04-22 will be the first clean quarter after the Q4 2025 balance-sheet repositioning loss, with investors focused on net interest margin, core loan growth, and early credit signals; a solid print could move ALRS toward $26.00, while renewed margin compression or credit costs could drive a reset toward $26.00 by 2026-04-29.
- Wed4Mar
Actual outcome: Bear · $23.17 at outcome
Alerus Financial reported a massive Q4 net loss of $33.05 million, or -$1.30 per share. Management's commentary failed to convince the market that this was solely a one-time 'kitchen sink' event, leading to lingering concerns over structural deterioration and driving the stock 4.7% lower.
The market reacts to the massive Q4'25 Net Loss (-$33.05M) and EPS of -$1.30. Initial selling pressure is expected unless management decisively frames the loss as a non-recurring 'kitchen sink' event (e.g., one-time large write-off) rather than a sign of structural deterioration.
