AXPAmerican Express Company
American Express Company sells premium credit cards, travel services, and business solutions to affluent consumers and corporations. The next catalyst is Oct 16, 2026 — Q3 2026 Earnings Release & Holiday Spending Outlook. The event will provide insight into the company’s performance and its view on holiday consumer spending trends.
- Public fact: American Express reported $42.47B in revenue for the 2026-06-30 period end.
- Scouter has modeled bull and bear paths into the next catalyst, tracking how the stock may react to earnings and holiday spending data.
- Past catalysts are scored in The Read, with the Q1 2026 earnings release showing mixed results and the Q4 2025 earnings release ending in a bear outcome.
The schedule
- Fri23Oct
American Express reports Q3 results, offering critical insights into premium consumer holiday spending plans and full-year guidance execution.
- Fri20Nov
Release of industry-wide net charge-off and delinquency data, serving as a pulse check on US consumer credit health.
- Tue9Feb
Q4 earnings and the critical introduction of formal 2027 revenue, EPS, and capital expenditure guidance targets.
- Mon15Mar
Anticipated guidance from the Trump Administration and regulators on capital requirements and swipe-fee legislation.
- Fri16Apr
First quarter results offering early indicators on 2027 billing volume momentum and credit loss provisions.
- Fri25Jun
Annual release of the Fed's CCAR stress test results, dictating the allowable envelope for share repurchases and dividend increases.
- Fri16Jul
Second quarter results evaluating summer travel spend and mid-year net interest income trends.
Past
- Thu23Apr
Actual outcome: Mixed · $314.00 at outcome
American Express delivered a strong Q1 beat on both the top and bottom lines, reporting EPS of $4.28 and revenue of $18.9 billion driven by robust premium cardmember spending. However, management only maintained its prior full-year guidance and signaled plans to increase business reinvestment. This combination of strong quarterly results offset by a cautious forward outlook and higher expected spending led to a mixed market reaction.
American Express delivered a strong Q1 beat on both the top and bottom lines, reporting EPS of $4.28 and revenue of $18.9 billion driven by robust premium cardmember spending. However, management only maintained its prior full-year guidance and signaled plans to increase business reinvestment. This combination of strong quarterly results offset by a cautious forward outlook and higher expected spending led to a mixed market reaction.
- Fri20Mar
Actual outcome: Mixed · $300.24 at outcome
Industry-wide credit card delinquency and charge-off data released during the period showed stable consumer credit metrics and resilient spending. This positive macro read-through reinforced confidence in American Express's premium customer base, which typically outperforms peers in credit quality, driving the stock steadily higher past the $310 bull target over the subsequent weeks.
Industry-wide credit card delinquency and charge-off data released during the period showed stable consumer credit metrics and resilient spending. This positive macro read-through reinforced confidence in American Express's premium customer base, which typically outperforms peers in credit quality, driving the stock steadily higher past the $310 bull target over the subsequent weeks.
- Fri6Feb
Actual outcome: Bear · $354.62 at outcome
AXP reported a slight EPS miss ($3.53 vs. $3.54 estimate), and while the initial price reaction was muted, the stock quickly fell below the bear floor. The decline was driven by underlying market concerns regarding credit quality and the lingering threat of a credit card interest rate cap. This negative sentiment was exacerbated by significant insider selling reported in the days following the earnings release, ultimately driving the stock to $340.24.
AXP reported a slight EPS miss ($3.53 vs. $3.54 estimate), and while the initial price reaction was muted, the stock quickly fell below the bear floor. The decline was driven by underlying market concerns regarding credit quality and the lingering threat of a credit card interest rate cap. This negative sentiment was exacerbated by significant insider selling reported in the days following the earnings release, ultimately driving the stock to $340.24.