BWBBridgewater Bancshares, Inc.
Bridgewater Bancshares, Inc. sells commercial banking services, focusing on small- to mid-sized businesses and individuals in the Mid-Atlantic region. The next catalyst is Oct 19, 2026 — Bridgewater Bancshares Inc (News), which will test the bank’s ability to maintain momentum after a mixed Q2 and the expiration of its share repurchase program.
- Net income for Q2 2026 was $14.0M, up from $11.5M in Q2 2025 but down from $17.4M in Q1 2026.
- Free cash flow (TTM) stands at $64.17M, with diluted EPS of $0.45.
- Shareholders’ equity is $517.10M, reflecting a capital base that supports growth and risk mitigation.
The Read
Management's reassuring CRE portfolio update and strong Q1 earnings growth initially drove BWB higher, but mixed Q2 results and the expiration of the share repurchase program led to a bearish correction.
The schedule
- Mon19Oct
This news event will test the short-term sentiment around the bank's recent corporate actions and potential strategic moves. The outcome will be influenced by the bank's ability to maintain capital and navigate a challenging interest rate environment.
- Tue20Oct
This earnings print will test the P&L against a backdrop of rising interest rates and a stable macroeconomic environment. The results will highlight the bank's loan growth, net interest margin, and credit quality, which are critical for maintaining profitability in a high-rate environment. The outcome will also reflect the bank's ability to manage its balance sheet and maintain capital adequacy.
- Sun14Feb
The Q4 earnings will test the bank's ability to sustain loan growth and maintain net interest margins in a high-rate environment. The results will also reflect the bank's capital management and its ability to navigate potential credit risks.
- Thu29Apr
The Q1 earnings will test the bank's ability to maintain loan growth and net interest margins in a high-rate environment. The results will also reflect the bank's capital management and its ability to navigate potential credit risks.
- Thu29Jul
The Q2 earnings will test the bank's ability to maintain loan growth and net interest margins in a high-rate environment. The results will also reflect the bank's capital management and its ability to navigate potential credit risks.
Past
- Mon7Sep
Actual outcome: Bear · $20.92 at outcome
The stock fell 2.3% following the insider selling event, reflecting investor caution amid the sale. The price closed below the bear floor of $20.45, indicating continued pressure from the insider activity and lack of positive catalysts to offset the negative sentiment.
Insider selling activity may signal caution or strategic positioning by key stakeholders.
- Wed26Aug
Actual outcome: Bear · $21.42 at outcome
Bridgewater Bancshares prioritized capital retention to support its robust loan growth, resulting in the expiration of its share repurchase program without a significant renewal. The lack of continued buyback support disappointed investors seeking direct capital returns, causing shares to dip and test the bear floor.
- Thu30Jul
Actual outcome: Mixed · $20.77 at outcome
BWB reported earnings per share of $0.47, matching the estimate, and highlighted improved profitability from net interest margin expansion and disciplined balance sheet management. Institutional investors increased their stakes in the company, signaling confidence in its long-term prospects, which contributed to the stock's rally.
- Thu30Apr
Actual outcome: Bull · $18.51 at outcome
Bridgewater reported strong Q1 2026 net income of $17.4 million, up significantly from $13.3 million in the prior quarter and $9.6 million a year ago. Although initial EPS figures slightly missed some estimates, the robust sequential and year-over-year profit growth prompted an analyst upgrade to Buy shortly after the release. This growing optimism around the bank's earnings prospects and fundamental strength drove a steady rally, pushing the stock well past the $19.80 bull target in the following months.
- Fri20Mar
Actual outcome: Bull · $17.44 at outcome
Management's interim update provided reassuring commentary on the bank's Commercial Real Estate (CRE) loan portfolio, demonstrating manageable concentration levels and adequate loss reserves. The positive stress test results alleviated investor concerns regarding potential CRE-driven losses, driving the stock steadily higher to surpass the bull target.
