EFXEquifax Inc.
Equifax Inc. (EFX) is a global IT services provider with a focus on business process outsourcing, particularly in credit reporting, identity verification, and data analytics. The company’s next catalyst is Oct 19, 2026 — Q3 2026 Earnings Release, which will test the durability of its recent revenue growth and margin stability, especially in its mortgage vertical.
- EFX has a 100-year dividend history and a strong balance sheet with $4.60B in shareholders’ equity.
- Free cash flow (TTM) of $2.55B suggests robust cash generation, though net margins (TTM) of 11.0% are modest for the sector.
- Debt-to-equity of 1.34x indicates moderate leverage, but margin pressure in mortgages remains a risk.
The Read
3% after Q4 2025 despite beats due to cautious Q1 guidance and margin pressure in mortgages, but then rallied about 16.
The schedule
- Mon19Oct
- Tue9Feb
- Tue20Apr
- Tue20Jul
Past
- Tue21Jul
Actual outcome: Bull · $187.02 at outcome
Equifax reported Q2 revenue of $1.7 billion, up 11% year-over-year, alongside in-line EPS driven by growth in its USIS and mortgage verticals. Although shares initially faced pressure from softer Q3 guidance and a $100 million legal settlement accrual, the stock ultimately rallied as investors focused on the company doubling its AI-driven cost savings forecast to $150 million and demonstrating strong underlying mortgage share gains.
Market expectations center on revenue stabilization in the high-margin mortgage vertical as Equifax reports Q2 results.
- Thu19Feb
Actual outcome: Bear · $188.43 at outcome
EFX reported in-line EPS of $1.45, but the stock fell 3.5% as guidance signaled weaker-than-expected revenue growth and margin pressure. The bear floor was breached, reflecting investor concerns over the company's ability to sustain performance in the face of competitive pressures and operational challenges.