FPBCFirst Pacific Bancorp
The schedule
- Thu22Oct
First Pacific Bancorp's Q3 2026 earnings release, serving as a critical reality check for a stock trading at its 52-week high of $8.30 despite a staggering 93.8% YoY net income contraction.
- Thu10Dec
Mid-quarter regulatory and internal stress testing of FPBC's commercial real estate (CRE) portfolio, assessing loan-to-value vulnerabilities in a shifting rate environment.
- Thu28Jan
Q4 2026 earnings announcement, capturing the full-year impact of the prevailing 3.63% Fed Funds rate and President Trump's financial sector policies on regional banking margins.
- Tue30Mar
Filing of the annual Form 10-K, triggering intense auditor scrutiny over capital adequacy, liquidity buffers, and potential going-concern or dilution risks.
- Thu22Apr
Q1 2027 earnings release, the first clean look at operating leverage post-audit and after a potentially disruptive winter credit cycle.
- Thu22Jul
Q2 2027 financial results, marking the inflection point for YoY comparables against the deeply depressed net income levels of mid-2026.
Past
- Wed19Aug
Actual outcome: Bull · $8.25 at outcome
First Pacific Bank announced the retirement of its CFO and the appointment of a new CFO, signaling leadership change. This event typically triggers short-term volatility and can signal strategic direction, potentially influencing investor sentiment and stock performance. The announcement occurred just before the price window and may have contributed to the significant move. [Market retrospective · Long-Term (31–75 days)] Updated observation 2026-09-09: +59.3% from 2026-05-04 (~3.6σ). Target evaluation date 2026-10-11 (not yet reached as of 2026-09-09).
First Pacific Bank announced the retirement of its CFO and the appointment of a new CFO, signaling leadership change. This event typically triggers short-term volatility and can signal strategic direction, potentially influencing investor sentiment and stock performance. The announcement occurred just before the price window and may have contributed to the significant move. [Market retrospective · Long-Term (31–75 days)] Updated observation 2026-09-09: +59.3% from 2026-05-04 (~3.6σ). Target evaluation date 2026-10-11 (not yet reached as of 2026-09-09).