HIPOHippo Holdings Inc.
The Read
9% on June 15 regulatory outcomes, as seen when its 2026 reinsurance renewals and catastrophe risk strategy drove a 4.
The schedule
- Wed3Feb
The Q3 print will directly quantify any catastrophic weather impacts from the summer months and evaluate the effectiveness of the new group catastrophe structure.
- Tue9Feb
This fiscal year-end report serves as the primary venue for outlining 2027 profitability expectations, premium growth targets, and capital allocation.
- Wed5May
Q1 is typically a lower-catastrophe quarter, allowing Hippo to showcase underlying premium growth and the operating leverage of its AI-driven platform.
Past
- Mon21Sep
Mid-September marks the historical peak of the Atlantic hurricane season, representing a critical risk window for property insurers' retention layers.
- Wed5Aug
Hippo will report Q2 2026 earnings, focusing on gross loss ratio stability and operational cash flow generation ahead of the peak Atlantic hurricane season.
- Wed1Jul
Actual outcome: Bull · $28.29 at outcome
Hippo Holdings announced an expanded partnership with Accelerant to broaden its access to the specialty insurance market, alongside the deployment of an AI software engineer to accelerate development across its engineering department. These strategic initiatives strengthened investor confidence in the company's operational efficiency and market expansion, driving the stock to exceed its bull target.
Hippo Holdings announced an expanded partnership with Accelerant to broaden its access to the specialty insurance market, alongside the deployment of an AI software engineer to accelerate development across its engineering department. These strategic initiatives strengthened investor confidence in the company's operational efficiency and market expansion, driving the stock to exceed its bull target.
- Mon15Jun
Actual outcome: Bull · $25.96 at outcome
Hippo Holdings announced the successful placement of its 2026 reinsurance program, mitigating risks associated with a volatile catastrophe environment. This development provided the market with confidence in the company's capital stability and risk management amidst ongoing state regulatory rate filings, driving the stock steadily higher to surpass the bull target.
Regulatory review of property insurance rate hikes amidst a volatile catastrophe environment.
- Wed6May
Actual outcome: Bull · $27.31 at outcome
Hippo delivered a strong Q1 2026 earnings beat, reporting adjusted EPS of $0.65 against estimates of $0.29 and achieving $7 million in net income. This marked a significant turnaround from a $1.91 per share loss a year ago, validating the bull case that the company could achieve durable profitability while managing loss ratios, which drove the stock above the $27.25 bull target.
Q1 2026 earnings on 2026-05-06 will be the first check on whether Hippo can sustain the recent premium growth while keeping loss and expense ratios under control; by 2026-05-08 the market should have fully priced in any shift in the path toward durable profitability, with a favorable outcome implying the stock trades up toward $27.25 and a weaker print or cautious commentary pulling it back toward $27.25.
- Thu5Mar
Actual outcome: Bear · $25.71 at outcome
Hippo reported a Q4 EPS of $0.24, slightly beating the $0.22 consensus, and an adjusted EPS of $0.67. Despite the headline beat, the stock fell below the $27.00 bear floor to $26.38 by the run date, as the 2026 guidance and underlying loss ratio metrics failed to provide the credible roadmap to sustained operating profitability that investors were focused on.
Release of full-year 2025 results and outlook for 2026. Focus will be on underlying Loss Ratio (excluding any Q3 2025 anomalies) and a clear, credible roadmap to adjusted operating profitability. The consensus EPS forecast for Q4 2025 is $0.22.
