LDIloanDepot, Inc.
The Read
Historically, LDI’s stock has moved about 9% on average around catalysts, including a median 9% move on June 15 macro events, but the June 15, 2026 deregulation briefing caused only a muted 2.1% dip due to lack of immediate policy impact.
The schedule
- Thu15Oct
Potential capital raise or debt restructuring to address the shrinking equity buffer and debt maturity wall.
- Fri15Jan
Market repricing of liquidity risks as the stock trades persistently below the Nasdaq minimum bid threshold.
- Sun14Feb
Year-end financial update focusing on structural survival and potential reverse stock split measures.
- Mon15Feb
Third-quarter results with heightened focus on balance sheet leverage and $5.17 billion debt load.
- Thu6May
First-quarter results coinciding with the start of the spring homebuying season.
Past
- Thu13Aug
Quarterly earnings print testing loanDepot's cash burn rate and origination volume recovery.
- Wed1Jul
Reassessment of the yield curve and Fed Funds trajectory heading into the second half of the year.
- Mon15Jun
Actual outcome: Bear · $1.17 at outcome
The Trump Administration's mortgage deregulation briefing outlined potential regulatory relief for originators but lacked the immediate, actionable policy shifts required to drive a significant breakout. Consequently, LDI shares saw a muted reaction, dipping slightly by the outcome date before recovering as the market digested the longer-term implications of the proposed changes.
Market digests potential regulatory relief for mortgage originators from the incoming Trump Administration.
- Thu7May
Actual outcome: Bear · $1.30 at outcome
loanDepot reported Q1 2026 EPS of -$0.10, exactly meeting analyst estimates. While management highlighted market share gains and positive results from digital transformation and efficiency initiatives, the lack of a definitive earnings beat failed to generate upward momentum, leaving the stock to drift down near the $1.40 bear floor.
Quarterly earnings report focusing on mortgage origination volume and gain-on-sale margins during the early spring selling season.
- Thu12Mar
Actual outcome: Bear · $1.56 at outcome
loanDepot reported a Q4 loss of $0.10 per share, significantly wider than the $0.04 loss expected by analysts, while also missing revenue estimates. Although the company launched a new wholesale lending channel and saw a stake purchase from Alight Capital Management, the fundamental earnings miss and continued losses weighed on the stock, keeping the price near the bear floor as of the run date.
Release of full-year 2025 results and critical 2026 margin guidance.
