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Synchrony Financial (SYF) operates as a diversified financial services company, offering credit products and payment solutions to consumers and businesses. Its core business includes credit card issuance, installment loans, and payment processing, with a focus on healthcare, education, and retail sectors. The next catalyst is Oct 21, 2026 — Q3 2026 Earnings Release, which will test the company’s net interest margin, credit quality, and overall financial performance.

  • Synchrony’s free cash flow (TTM) stands at $18.94B, with a debt-to-equity ratio of 0.91x, reflecting a balanced capital structure.
  • Shareholders’ equity is $16.77B, and diluted EPS is $2.59, indicating strong earnings power.
  • Net income for the period ended 2026-06-30 was $3.57B, underscoring the company’s profitability.
Oct 21, 2026 — Q3 2026 Earnings Release
Chart by TradingView

The schedule

  • Wed21Oct

    The Q3 2026 earnings release is a key event that will focus on credit quality and net charge-offs, providing critical insight into the company's financial performance and risk management. This event is expected to have a significant impact on the stock price due to its relevance to the company's core operations and its potential implications for future earnings. The market will be closely watching the results to gauge the company's ability to manage credit risk and maintain profitability in a challenging environment. The target price of $87.91 reflects a positive outlook based on historical trends and the potential for strong performance, while the fallback price of $73.43 serves as a cautionary level in case the results fall short of expectations.

  • Thu29Apr
  • Thu22Jul
  • Thu21Oct

Past

  • Tue21Jul

    Actual outcome: Bull · $77.12 at outcome

    Stock rose 5.6% from event to outcome date, aligning with the bull trajectory.

    Stock rose 5.6% from event to outcome date, aligning with the bull trajectory.

  • Wed10Jun

    Actual outcome: Bull · $74.11 at outcome

    Stock rose 6.5% from event to outcome date, aligning with the bull trajectory.

    Stock rose 6.5% from event to outcome date, aligning with the bull trajectory.

Scouting Reports